Need extra cash for larger purchases? Borrow up to 15,000 euros using an ESTO consumer loan.

Be sure to evaluate all the credit terms offered by ESTO before purchasing and your ability to repay the loan, because borrowing costs money!

✔Fill out the application within 1 minute

✔Get a decision in real time

✔Sign the contract

Be one step closer to a long-planned purchase or unexpected expenses - ESTO gives you the opportunity to borrow up to 15,000 euros to cover your expenses.

• Credit: €500 – €15,000
• Term: 6 – 72 months
• Purpose: for private consumption
• Special conditions: €0 processing fee

Apply for a consumer loan

When making a decision on loan approval, we will take into account the selected loan amount, the repayment term and your solvency assessment. All the necessary actions can be done digitally, whether it is an application, a change in the loan schedule or a loan repayment.

Monthly payments for the loan will be fixed and unchanged throughout the loan repayment period. You can easily and transparently manage your active contracts and payments in the ESTO profile.

Apply Consumption for credit

Attention! Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO LV AS or another specialist. Loan example: loan amount EUR 500, loan term 12 months, contract drawing up fee EUR 0, monthly administration fee EUR 2.90, interest rate 7.9%, annual interest rate (APR) 22.20%, total repayable amount EUR 556.44, monthly payment EUR 46.37.

What is ESTO?
ESTO is a financial services company founded in 2016. The brand was born taking into account the idea of a new generation of payment solutions that would be suitable for both the consumer and the merchant. Currently, ESTO offers a wide range of payment solutions throughout the Baltics, and its partner network consists of more than 4,000 partner stores and more than 500,000 customers.

You can view the conditions here: esto.eu/lv  If you need help, contact an employee of ESTO LV AS by e-mail [email protected] or use www.esto.eu/lv online chat.