Payment

Before ordering, you can safely ask us about product availability/delivery time by writing to e-mail info@emmi.lv or to WhatsApp 27060131, or click on the specific item Have a question about the product?

If you have placed an order and payment, but we still cannot fulfill the order (the product is out of stock at the supplier/manufacturer), or the delivery time is too long, we will inform you about this and immediately return the order amount.

Payment methods:

1) Payment by bank transfer to our Swedbank account:

Properties:

EMMI 4 SIA
Account number – LV51HABA0551051895166
Specify the order or invoice number as the purpose of payment

2) Payment via internet banking - the payment is provided by Montonio Finance, which will redirect you to the selected internet bank at the time of payment.

3) Order payment by bank card (VISA, MasterCard) upon receiving the goods!

Payment available:

* Upon receiving the order from us in Pieriga - "Bērzavoti K-3", Lapenieki (Baloži). (You can see the map in the contact section )

* When receiving an order with free delivery in Riga or with delivery in the Riga region

ESTO payment - don't want to pay the entire amount at once? Pay in installments up to 60 months!

Use it ESTO paymentto pay for goods and services. ESTO payment provides the most convenient, fastest and most affordable service in Latvia!

Add products to shopping cart, select ESTO payment as a payment method, confirm the order and conveniently sign the transaction using Smart-ID, eSignature or your internet bank.

ESTO payment is a fast and very convenient payment method that will prepare a payment schedule for your chosen payment term. This payment method makes a real-time decision and helps you complete your purchase in less than 60 seconds.

Every installment purchase is a financial commitment. Before signing an installment purchase agreement, please familiarize yourself with the terms and conditions of the relevant service and, if necessary, consult a specialist.

ESTO installments standard terms and conditions:

Interest rate starting from 0%
Contract fee from 0 euros
Term – up to 60 months

ESTO payment is available to all residents of the Republic of Latvia between the ages of 18 and 70.

Deciding to use this payment method is a financial decision involving risks and obligations, so you are advised to carefully consider your need for any loan products.

Example: loan amount 1231€, repayment term 12 months, interest rate for the first 30 days 0%, interest rate starting from the 31st day 37.9%, monthly payment 124.84€, processing fee 0€, monthly administration fee 0€, fee for issuing money 3.51 TP3T annual interest rate (GPL) 52.25%. Total refundable amount €1498.08 *Calculation is for informational purposes only. We will prepare an individual offer after receiving and evaluating your loan application.

ESTO payment payment method is provided ESTO LV AS.

Reg. No. 40103050993
E-mail: info@esto.lv
Phone: (+371) 662 222 50

ESTO 3 – Pays in 3 equal parts. No additional fees or interest. Just pay later!

Description: The ESTO 3 payment method allows you to pay for the purchase in three equal parts, within three months. The amount of each monthly payment is calculated by dividing the value of the shopping cart into three equal parts. Without interest. No extra charge. Early repayment option always available, no additional fees apply. The payment method is provided and managed by ESTO LV AS.

Be smart and choose ESTO Pay Later to pay for your purchases! The new and innovative payment solution helps you easily pay for your purchases within 30 days. ESTO Pay Later is a smart way to pay and receive goods immediately and pay back within a month. Get exactly what you need in a few clicks - no interest, no extra fees.

The payment method is offered and managed by ESTO LV AS.

WHAT IS ESTO? ESTO is a financial services company founded in 2016 in Estonia. The brand was born taking into account the need for a new generation of payment solutions that would be suitable for both the end consumer and the merchant. Today, ESTO offers a wide range of payment solutions in the Baltics, and its partner network consists of more than 2,000 partners and stores and more than 200,000 customers.

ESTO consumer credit

Need extra cash for larger purchases? Borrow up to 15,000 euros using an ESTO consumer loan.

✔Fill out the application within 1 minute

✔Get a decision in real time

✔Sign the contract

Be one step closer to a long-planned purchase or unexpected expenses - ESTO gives you the opportunity to borrow up to 15,000 euros to cover your expenses.

Credit: €500 – €15,000
Term: 6 – 72 months
Purpose: for private consumption
Special conditions: €0 processing fee

Apply for a consumer loan

When making a decision on loan approval, we will take into account the selected loan amount, the repayment term and your solvency assessment. All the necessary actions can be done digitally, whether it is an application, a change in the loan schedule or a loan repayment.

Monthly payments for the loan will be fixed and unchanged throughout the loan repayment period. You can easily and transparently manage your active contracts and payments in the ESTO profile.

Apply Consumption for credit

Attention! Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an employee of ESTO LV AS or another specialist. Loan example: loan amount EUR 500, loan term 12 months, contract drawing up fee EUR 0, monthly administration fee EUR 2.90, interest rate 7.9%, annual interest rate (APR) 22.20%, total repayable amount EUR 556.44, monthly payment EUR 46.37.

What is ESTO?
ESTO is a financial services company founded in 2016. The brand was born taking into account the idea of a new generation of payment solutions that would be suitable for both the consumer and the merchant. Currently, ESTO offers a wide range of payment solutions throughout the Baltics, and its partner network consists of more than 4,000 partner stores and more than 500,000 customers.

You can view the conditions here: esto.eu/lv If you need help, contact an employee of ESTO LV AS by e-mail info@esto.lv or use www.esto.eu/lv online chat.

Inbank division into parts

A new payment method Inbank split into parts.

Inbank split into parts is a payment solution that helps you to pay for purchases in our e-store even more conveniently. Inbank division into parts provides an opportunity to divide the purchase amount into 3 or 6 equal parts simply and without extra charge.

Splitting Inbank into installments is a smart way to get everything you need at once without overpaying. Inbank installments are always free of charge – without interest, contract fee or down payment.

Pays in 3 or 6 equal parts
€0 additional fees
For purchases up to €2,000
First payment after a month

Applying is easy.

Inbank division into parts we offer the payment method in cooperation with SIA "Inbank Latvia".
Read more about this payment method here.
Learn more about Inbank www.inbank.lv

Delivery

Order delivery time is mostly 6-9 days after order confirmation.

Taking into account the dynamics of internet shopping, it is safest to ask us about product availability/delivery time before ordering by writing to e-mail info@emmi.lv or to WhatsApp 27060131, or click on the specific item Have a question about the product?

You can also safely ask about interesting additional products or products that cannot be found on our website.

Delivery methods:

Receiving the order on the spot for free (by agreeing on the time of receipt in advance, including in the evening):

* Riga, Spoles iela 3

* Pierīga, Baloži, "Bērzavoti K-3", Lapenieki

Free delivery in Riga (mostly we deliver in the evening, by prior agreement on the pickup time)
Delivery in Riga region 5 € (Babite, Pinki, Ogre, Salaspils, Ulbroka, Garkalne, Adaži, etc.) (mostly we deliver in the evening, by prior agreement on the pickup time)
Delivery to parcel: (if the dimensions of the product fit into the dimensions offered by parcels) – Omniva parcels – From €3.5 (Latvia); €7 (Estonia, Lithuania)
Delivery by courier - 15 € (Latvia); 20 € (Estonia, Lithuania)

After the order, the customer is informed about the planned delivery time. If the customer is not satisfied with the planned delivery time, the order is cancelled. If the order has been paid for, the money is immediately returned (the term of the money return depends on how quickly Swedbank processes the specific transaction).

Payment and delivery